Here are five things you shouldn’t give your insurer after a St. Louis car accident and what you should do instead.
Dealing with car insurance companies after a car accident is generally difficult. Not only will you have to provide evidence that proves the other driver was at fault and their negligence led to your injuries, but you also must avoid giving the insurer information they can use against you.
Here are five things you shouldn’t give your insurer after a St. Louis car accident. Instead, you should speak with an experienced St. Louis car accident attorney as soon as possible.
Your Medical Records
After a car accident, the insurance company may contact you and ask for access to your medical records. They may tell you they need to see your records to process your claim. Or try to convince you they can get you a better settlement if they have more information about your injuries. However, it’s important to remember that the insurer is not your friend. Their ultimate goal is to pay out as little as possible on your claim and will use any information they can find in your medical records to try to achieve this goal. As a result, it’s always best to consult with an experienced attorney before giving the insurer access to your medical records.
Pictures and Evidence from the Scene
The insurance company may also request pictures or evidence from the accident scene. However, you should be careful about what you provide. Discuss your case with your attorney before deciding to provide the insurance company with pictures you took at the accident scene.
Your Social Media
In today’s world, social media is a part of most people’s lives. But after an accident, you should avoid posting anything on social media that could be used against you by the insurance company. This includes posts about your injuries or recovery, as well as photos or videos that show you engaging in activities that contradict your claim.
A Recorded Statement
The insurance company will likely try to get you to give a recorded statement about the accident and your injuries. However, it’s important to remember that anything you say in this statement can be used against you later on. It’s generally best to politely decline to give a statement until you speak with your attorney.
A Signed Release
Once the insurance company has paid out a settlement, they will likely ask you to sign a release that absolves them of any further liability in the case. However, this release may also prevent you from pursuing additional compensation if it turns out that your injuries are more serious than initially thought. So before signing any release, make sure you understand what it says and how it could affect your ability to get full and fair compensation for your car accident injuries.
By being aware of these traps, you can be sure to protect yourself and your interests after an accident.
St. Louis Car Accident Attorneys
If you have been involve in a car accident in St. Louis, our experienced attorneys can help! At The Hoffmann Law Firm, we have been protecting the rights of injured car accident victims for over 20 years and can evaluate your case free of charge.