• Skip to primary navigation
  • Skip to main content
  • Skip to footer
whiplash st louis

Whiplash St. Louis - Whiplash Injury - Car Accident

  • Whiplash
    • What is Whiplash?
    • How Long Does Whiplash Last?
  • Symptoms
  • Treatment
    • Exercises
    • Physiotherapy
    • Surgery
  • Compensation
  • Car Accident
    • What to Do When You Get in a Car Accident
    • The Most Common Causes of Car Accidents
    • Wrong Way Car Crash
    • Why Hire a St. Louis Car Accident Lawyer?
    • Injuries
      • Brain Injury
      • Delayed Injuries
      • Head Injury
      • Leg Injury
    • T-Bone Accident
    • Uninsured Motorist
    • Who Pays My Medical Bills?
  • Blog
You are here: Home / Blog / 6 Things You Can Do If Your Auto Accident Claim Was Denied

6 Things You Can Do If Your Auto Accident Claim Was Denied

December 20, 2019 by Christopher

st. louis woman reading denial letter from insurance

Recovery after a car accident can be long and expensive. Medical bills may be piling up, you may be forced to miss days from work and your finances may be a mess. But, you were aware of all these consequences and hopefully with the help of an experienced St. Louis auto accident attorney, you decide to file an insurance claim to cover the costs.

But, what if the insurance company denied your claim? Can you still get compensated for your injuries?

Let’s see how you can maximize your chances of getting your claim through with these six steps.

Finding out Why Was Your Insurance Claim Denied

One of the first things you should do is to find out why exactly was your claim denied. The company is obliged to give you the exact reason why they denied a claim, and it’s usually included in a list of codes that will be sent through a standard form. If you don’t fully understand the reason listed in the standard codes, your attorney should be able to explain it you in understandable terms.

Check and Solve the Easy Issues First

If there are a number of reasons why your claim didn’t go through, start solving the easy ones first to get them out of the way. These small issues can include misspelling some words or names, a wrong piece of information accidentally provided by your doctor, etc. Go through all the papers and check if there is anything like that. Once you find a mistake, report it to the insurance company and make sure they have the right data when resubmitting. Working with an experienced attorney will, of course, minimize the number of mistakes that are made when filing a claim.

Gather as Much Evidence as You Can

If your claim did not have enough evidence to support it, get back to your doctor and gather all the information needed to appeal the denial. If needed, get tested again, gather more medical documents and build a stronger case. Getting in touch with an attorney as soon as possible after an accident will ensure that you build a strong case right from the start.

Submit All the Needed Documents

Make sure to follow the insurance company’s standard procedure when appealing, as it can go through faster this way. If you do need to write a letter to the insurance company to explain things better, make sure you always include the reference number of your claim and all the needed information about you.

Write Down All the Details of the Communication with the Company

To keep organized and to avoid wasting time explaining things twice, it’s helpful to have a clear timeline of your communication with the company. Write down dates, important notes after every phone call, and ask for the names of the agents you are speaking with, and reference numbers for any documents you include in your appeal.

File an Expedited Appeal

If your situation does not allow you to waste much time doing this appeal, make it faster by submitting an expedited appeal.

Although denials can happen, the risks decrease when you are working with an experienced St. Louis car accident lawyer. Get in touch with one soon, even if we are talking about minor injuries and damages. Your time is best spent focusing on recovering after an accident. Leave the car accident claim to an experienced attorney who can ensure your legal rights are protected and get you the full amount of compensation you legally deserve.

FREE Consulation

Speak with an experienced attorney 24/7

Click to Call: (314) 361-4242

Filed Under: Blog Tagged With: Car Accident Claims

Footer

Instant Contact Form

Call 24/7 (314)361-4242

    Your Name (required)

    Your Phone (required)

    Your Email (required)

    Subject

    Your Message

    Copyright © 2021 The Hoffmann Law Firm L.L.C.
    The images included on this site are not actual attorneys, events, or clients. The choice of a lawyer is an important decision and should not be based solely on advertisements. The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.Attorney Chris Hoffmann handles car and truck accident claims throughout Eastern Missouri and Western Illinois. He represents injured clients in St. Louis, St. Charles, St. Peters, Clayton, East St. Louis, Alton, Hillsboro and Belleville, and other cities in St. Louis County, St. Charles County, and Jefferson Country, MO, and St. Clair County and Madison County, IL.