Hiring a lawyer seems like an expensive and complicated business. A lot of people are worried that they can’t afford a lawyer’s fee while others are simply wondering if they actually need a lawyer.
When it comes to car accident victims, in most cases the injured person has to deal with their own insurance company, with the other driver’s insurance company or with a different plan, like health insurance or workers’ compensation. Some individuals trust that insurance companies are well-intentioned enough to cover all the needed expenses of a car crash victim.
Well, it’s good to know what real-life cases teach us when it comes to car accident claims.
Insurance Companies Use Tactics to Reduce a Settlement
It might sound cynical to some, but insurance companies are for-profit companies and their interest is to spend as little as possible on insurance claims. They hire insurance adjusters and teams of lawyers who aim for the same goal: minimizing the company’s costs. They are directly motivated to do so through incentives and commissions.
On the other hand, some car accident victims look for quick money and they try to exaggerate their injuries. You might have even heard of people who have succeeded in such a scheme. Remember, insurance fraud is a crime in all states. Do not exaggerate your injuries.
You Might Not Be Aware of the Extent of Your Damage
Experienced St. Louis car accident lawyers have seen enough cases to know that one should be aware of possible future expenses. This is why you should only sign a release paper if your doctor doesn’t foresee any future complications or further treatment.
Your attorney is aware of legal limitations, possible medical expenses, and other factors that can influence your settlement. Relying on their expertise instead of trying to navigate through a complicated legal system while you are still recovering from car accident injuries is not very effective.
Why It’s Usually Best to Work with a Lawyer
In conclusion, speaking a car accident attorney is never a bad idea. Most experienced car accident attorneys offer a free consultation and can help you understand what you may be entitled to. That way, you can focus on your recovery while they negotiate with the insurance company and make sure you get the compensation you need to recover and move forward.