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Steps to Take Immediately After a Car Wreck in St. Louis

Experiencing a car wreck can be an incredibly traumatic event. Knowing what to do immediately after the incident can make all the difference in securing your rights, protecting your health, and achieving a successful outcome in any potential legal proceedings. If you’re in St. Louis or its surrounding areas, follow these vital steps after a car wreck to ensure your best interests are safeguarded.

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Step 1: Prioritize Safety and Medical Assistance

After a collision, your primary concern should be safety. If possible, move away from traffic and to a safer location. Check if others involved are safe as well, but avoid moving anyone severely injured unless necessary for immediate safety. If anyone is injured or property damage is extensive, call 911 for emergency services.

Step 2: Report the Accident

Missouri law requires that any accident resulting in injury, death, or property damage over $500 be reported to the local police. This report will serve as an official record of the accident, proving invaluable when filing insurance claims or pursuing legal action.

Step 3: Document the Scene

Gathering evidence at the scene can greatly help your case. Use your smartphone to take pictures or videos of the accident site, vehicle damages, any visible injuries, and other notable factors (like road conditions, traffic signals). This can provide a clear account of what happened, potentially highlighting factors that contributed to the accident.

Step 4: Exchange Information

Obtain and share contact and insurance information with the other parties involved. This should include names, addresses, phone numbers, driver’s license numbers, and insurance details.

Step 5: Seek Medical Attention

Even if you feel fine, it’s crucial to get a full medical evaluation. Some car accident injuries, like concussions or whiplash, may not present symptoms immediately. A doctor’s report can link your injuries to the accident, vital for any ensuing personal injury claim.

Step 6: Consult a St. Louis Car Wreck Lawyer

Consulting with an experienced St. Louis car wreck attorney before conversing with insurance adjusters is critical. The reason is simple: while insurance companies often aim to minimize their expenses by offering lower settlements, your lawyer’s priority is to safeguard your interests. The Hoffmann Law Firm understands this dynamic and can negotiate with insurance companies on your behalf. This ensures your rights are not compromised, and your compensation truly reflects your losses. 

Step 7: Inform Your Insurance Company

After consulting with your lawyer, your insurance company should be informed about the accident. 

Step 8: Keep Detailed Records

Keep track of all medical treatments, property damage repairs, and related expenses. Document any missed work days and how the accident has affected your daily life. These records can establish the accident’s impact on your life and help calculate your deserved compensation.

Step 9: Beware of Early Settlement Offers

Insurance companies often propose early settlements to minimize their payouts. These initial offers may not adequately cover all your damages or future medical expenses. Refrain from accepting any settlement offers without speaking to your lawyer first.

Your recovery from a car wreck can be physically, emotionally, and financially challenging. However, with the right guidance, you can navigate this situation and secure a fair outcome. This is where the Hoffmann Law Firm truly shines. We have over 25 years of experience protecting the rights of thousands of St. Louis car accident victims.

Remember, you’re not alone in this challenging time. Reach out to the Hoffmann Law Firm for a free case evaluation.With the right support, you can navigate this challenging situation and get the compensation you need and deserve to move forward.

Updated: July 20, 2023