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Unable to Work After Being Injured in a St. Louis Uber Accident

Any injury that prevents you from working is serious. Here’s what you should know about compensation if you are injured in an Uber or Lyft Accident.

If you’ve been involved in a car accident with an Uber or Lyft driver and you have been injured, are facing high medical bills, and can’t work, you may not know what to do. Here’s what you should know.

st. louis man negotiating car accident claim over the phone

Contact a Lawyer To Help You With Your Uber or Lyft Accident ASAP

Uber and Lyft accidents can be really complex. Why? Because up to 3 different insurance companies may be involved. That’s because Uber and Lyft cover their drivers with insurance policies of up to $1 million when they’re transporting passengers and use the app. However, off-duty Lyft or Uber drivers who are not working may still be covered by a personal insurance policy. It all depends on the situation.

Complicating this is the fact that many personal car insurance policies do not offer coverage for drivers who work for rideshare services unless they purchase a special type of policy. A claim involving a Lyft or Uber driver may be denied if the insurer was not informed that they were working for a rideshare company.

It’s important to understand that all of these insurance companies are looking to pay out as little as possible for your injuries. 

We highly recommend you speak with an experienced car accident attorney in St. Louis, particularly if your injuries are severe enough to stop you from working. Your lawyer can be the primary point of contact for all involved insurance companies and help you coordinate the claims process. 

Understanding How You Can Be Compensated For Injuries That Stop You From Working

Damages for missed work usually fall into three categories, as follows:

  • Lost wages – This is how much you would have earned at your job but couldn’t because of your injury. If you break your leg and can’t work for 3 months, for example, you may get 3 months of wages along with other damages.
  • Lost earnings potential – This is more for long-term injuries that lead to a disability. For example, if you are a carpenter and your hand is severely broken, and the nerves are damaged in an accident, you may not be able to resume doing delicate woodwork, and you may be entitled to compensation.
  • Lost opportunities – If an injury causes you to miss out on employment, a large job contract as a commission-based employee or independent contractor, or on some other opportunity, you may receive reimbursement for those earnings.

    If your injury cost you an opportunity for employment or payment, you may be entitled to compensation for that too. This happens to independent contractors or people who work on commission after suffering an injury.

Work With An Experienced Rideshare Car Accident Lawyer in St. Louis, Missouri

Any injury that prevents you from working is serious, and you deserve to work with experienced personal injury attorneys in St. Louis who can help you get the compensation you need to preserve your lifestyle, keep your family comfortable, and recover from your injury. Contact The Hoffman Law Firm, L.L.C. right away to get a free case review.

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Updated: February 10, 2021