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Whiplash & Whiplash Injury St. Louis

Whiplash & Whiplash Injury St. Louis

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How Long After a Car Accident Can You File an Injury Claim?

October 10, 2022 by whipadmin

Missouri law generally requires that you file your car accident injury claim within five years of the date of the accident.

After a car accident, it’s not uncommon for car accident victims to have questions regarding the timeline for taking action after their crash. Namely: How long do you have to report an accident? How long do you have to contact the insurance company? And how long after a car accident can you file a car injury claim? Here is a general guide to these time limits.


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two cars involved in an accident

How Long Do You Have to Report a Car Accident?

Under MoRS § 303.040,  drivers must report accidents to the police within 30 days if there was bodily injury, death, or damage in excess of $500. This reporting requirement gives the police time to investigate the accident and determine who was at fault. It also allows insurance companies to process claims and start paying for damages. 

When reporting an accident, you should be prepared to provide the following information: the date, time, and location of the accident; the names, addresses, and phone numbers of all involved parties; and a description of the damage sustained by each vehicle. You should also be prepared to provide your insurance information. 

How Long Do You Have to Notify the Insurance Company?

This is another common question that Missouri car accident victims ask. Ideally, after speaking with an experienced St. Louis car accident attorney, your insurance company should be contacted within 24 hours of the accident. The insurance company will likely have a representative who will visit the accident scene to take photos and gather information about what happened. If you wait too long to notify the insurance company, they may argue that you had time to tamper with the evidence or that the accident didn’t happen the way you say it did.

How Long After a Car Accident Can You File a Car Injury Claim?

Missouri law generally requires that you file your car accident injury claim within five years of the date of the accident. However, it’s always advisable to file your car injury claim as soon as possible. This is because it can be difficult to obtain evidence and witnesses to support your claim after a long period has passed. In addition, the insurance company may try to use the delay as an excuse to deny your claim. Therefore, it’s in your best interest to take action quickly following a car accident.

Remember that these time limits can vary depending on your case’s specific facts and circumstances. If you have been in a car accident, it’s important that you speak with an experienced auto injury attorney who can help protect your rights and ensure that you take action within the applicable time limits.

St. Louis Car Accident Lawyer

Do you need help pursuing your car injury claim? The Hoffman Law Firm can help. Our attorneys have over 20 years of experience and can evaluate your claim for free. Contact us today for a free consultation.

FREE Consultation

Speak with an experienced attorney 24/7

Click to Call: (314) 361-4242

Filed Under: Whiplash St. Louis Blog Tagged With: Car Accident Claims

How Unrestrained Pets Can Lead to St. Louis Car Accidents

October 14, 2021 by whipadmin

Let’s discuss a few ways unrestrained pets can cause car accidents. We’ll also discuss how you can pursue compensation if involved in such an accident.

Taking your pet with you on a road trip or camping may seem like a lot of fun. However, drivers should be aware that pets can cause dangerous distractions and lead to debilitating car accidents, especially when they are unrestrained in the car.

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dog in backseat of a car

Let’s discuss a few ways unrestrained pets can cause car accidents. We’ll also discuss how you can pursue compensation if involved in such an accident.

Dangers of Driving with an Unrestrained Pet

Anything loose in the car is potentially hazardous, including your pet. Here are ways your pet, even well-behaved ones, can cause a deadly distraction:

  • They may block you from seeing the road
  • They may try to jump from a moving car
  • They may get under your feet and tamper with the brake or accelerator pedal
  • They may be frightened and jump on your lap for protection without warning
  • They may unexpectedly shifts the car gear
  • They may bump into the steering wheel

Is It Legal to Drive with a Loose Pet in Missouri?

While it’s currently legal to drive with a pet in your car in Missouri, you’re required to exercise utmost care every time you hit the road. Any driver who fails to exercise the duty of care and puts other road users in harm’s way may be held liable in the event of a car accident.

Driving with Your Pet in the Car

You may not realize the danger a loose pet poses when driving until it’s too late. Your best chance of safety is to restrain your pet, even if you’re making a short trip.  Also, it is generally best to put them in the back seat to minimize distractions or temptation to pet them.

If your pet doesn’t like to be restrained, be sure to leave it at home. Below are examples of restraints you can use to make your driving experience safe for you and your pet:

  • A harness seat belt. This will generally work well for pets that are okay with staying at one spot throughout the entire drive. You can easily attach a harness seat belt to your car’s seat belt, thereby allowing you to securely and safely travel with your dog.
  • A spacious pet crate. A crate is not only a comfortable place for your dog but also useful for training.
  • A hammock. If you have a large pet and are taking a long trip, a hammock will allow your pet to roam in the back seat without causing distraction. Additionally, a hammock will help keep dirt, mud, and hair off your car seat.

Seek Legal Help From a St. Louis Car Accident Attorney

Have you been injured in an auto crash caused by a loose pet? Get in touch with our experienced St. Louis car accident lawyers 24/7. We have over 20 years of helping accident victims and can evaluate your case for free.

FREE Consultation

Speak with an experienced attorney 24/7

Click to Call: (314) 361-4242

Filed Under: Whiplash St. Louis Blog Tagged With: Car Accident Claims, Safe Driving

What to Do if You Are Involved in a Car Accident Out of State

July 3, 2021 by whipadmin

If you are hitting the road this summer, it is important to understand what to do if you are involved in a car accident while in another state.

If you are hitting the road to a faraway destination this summer, you may be crossing many State lines. And anytime you are on the road, there is a chance you may be involved in an accident.

packing the car for vacation

Missouri is a state that operates under comparative negligence, but not all states are the same. When you are in a car accident away from home, your home-state car accident laws generally won’t apply; therefore, it is good to be aware of what to expect.

Car accident law is based on the doctrine of negligence. Negligence means that a driver did something that directly led to an accident happening. It can also mean that a driver failed to act when they should have and that failure to act directly led to an accident.

What Is Comparative Negligence?

In the state of Missouri, if you are in a car accident, two drivers can be held responsible for their “portion” of the accident.

Since two drivers, or even multiple drivers, can act negligently, resulting in a car accident, comparative negligence is a way of making sure that each driver is responsible for the part they played or how much their negligent act contributed to the car accident.

What Is an At-Fault State?

Some States operate under the at-fault negligence law. At-fault states require that only one driver is deemed negligent and responsible for an accident. In at-fault states, any driver over 50% responsible for a car accident generally becomes 100% liable for paying for it.

If you are involved in an accident in a state that adheres to the at-fault negligence law, one party will likely be held solely at fault and responsible.

What Is a No-Fault State?

Some states adhere to the no-fault negligence law. In no-fault states, it doesn’t matter who is negligent or to blame in an accident. No-fault states require that every driver have insurance to cover them if they are in a crash.

Since it doesn’t matter who caused the accident, each driver takes care of their respective injuries and damages. States that adhere to no-fault laws are required to carry insurance called PIP, which is a policy that covers the driver no matter who is at fault.

Missouri requires that each driver carry the mandatory minimum liability insurance. Since it is a comparative negligence state, the insurance company covers the insured person’s portion of negligence. However, if you are driving in another State where the laws are different, you might have a hard time dealing with the difference in how insurance companies pay.

St. Louis Car Accident Attorney

If you are involved in a car accident in another state this summer, it is a good idea to speak with an experienced St. Louis car accident attorney to sort through the details and ensure you do not end up settling for less than you are legally entitled to.

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Speak with an experienced attorney 24/7

Click to Call: (314) 361-4242

Filed Under: Whiplash St. Louis Blog Tagged With: Car Accident Claims

How Much Money Do You Get From a Car Accident Settlement?

May 3, 2021 by whipadmin

How much money you get from a car accident settlement will depend on several factors, including property damage, medical expenses, injuries, and your ability to work.

If you have suffered injuries resulting from a car accident in St. Louis, Missouri, you may be entitled to a settlement. Missouri is not a no-fault state. This means that anyone involved in a car accident can file a claim for compensation against the at-fault driver under Missouri’s comparative fault system, based on a percentage of fault assigned to them.

car accident settlement

It is not always easy to file a claim against someone. However, you only have five years to file a personal injury claim against another person in the state of Missouri. Hiring an experienced personal injury law firm in St. Louis can help you understand your rights and what compensation you might be eligible for. 

Determining Compensation Amount

How much money you get from a car accident settlement will depend on many factors. These factors include the severity of the damage to your personal possessions, your medical expenses, and the extent of your injuries. Your car accident lawyer will also consider how long you cannot work when deciding on how much to ask for. If you were off work for a significant amount of time due to injuries, your lawyer might be able to negotiate a bigger car accident settlement. 

Proving Car Accident Liability

Your lawyer will want to make sure that you have enough evidence to support your claim. This often means that your case will undergo thorough investigation and discovery to gather additional evidence. This might include gathering witness testimony, surveillance footage, medical records, and pictures from the accident scene.

Proving accident liability on the other driver’s part is also extremely important to receiving compensation for your injuries. An injury can be proven by way of medical records, police reports, photos, and testimony. The more evidence you have about the injuries, the better chance that your settlement will be high enough to pay for all of your medical bills and other expenses.

Getting a Fair Settlement

If you have suffered serious injuries after a car accident, you deserve to be compensated for your pain and suffering. Because most car accident cases are settled out of court, it can be difficult to receive a fair settlement representing the maximum offer you could receive. For this reason, it is critical to choose a St. Louis car accident lawyer who has experience handling cases similar to yours. The attorney will be able to use that experience to benefit your case.

It can be easier to receive a bigger settlement if you have an attorney on your team in many cases. An experienced personal injury lawyer will know when to ask for a settlement and when to avoid them. You won’t have to worry about wasting time and money going to court over your accident if a court trial will not likely yield better results. An experienced lawyer will save you time and money because they know the ins and outs of the car accident settlement process.

Car accidents are on the rise in St. Louis. In 2020, fatal car accidents were up 11% from the prior year. If you have been involved in a car accident in St. Louis, it is a good idea to consult with a car accident attorney about your case. This way, you will have a good understanding of what options are available to you. If you’ve been involved in an accident, contact The Hoffman Law Firm 24/7 to schedule a free consultation with an experienced St. Louis car accident attorney today.

FREE Consultation

Speak with an experienced attorney 24/7

Click to Call: (314) 361-4242

Filed Under: Whiplash St. Louis Blog Tagged With: Car Accident Claims

Unable to Work After Being Injured in a St. Louis Uber Accident

February 3, 2021 by whipadmin

Any injury that prevents you from working is serious. Here’s what you should know about compensation if you are injured in an Uber or Lyft Accident.

If you’ve been involved in a car accident with an Uber or Lyft driver and you have been injured, are facing high medical bills, and can’t work, you may not know what to do. Here’s what you should know.

st. louis man negotiating car accident claim over the phone

Contact a Lawyer To Help You With Your Uber or Lyft Accident ASAP

Uber and Lyft accidents can be really complex. Why? Because up to 3 different insurance companies may be involved. That’s because Uber and Lyft cover their drivers with insurance policies of up to $1 million when they’re transporting passengers and use the app. However, off-duty Lyft or Uber drivers who are not working may still be covered by a personal insurance policy. It all depends on the situation.

Complicating this is the fact that many personal car insurance policies do not offer coverage for drivers who work for rideshare services unless they purchase a special type of policy. A claim involving a Lyft or Uber driver may be denied if the insurer was not informed that they were working for a rideshare company.

It’s important to understand that all of these insurance companies are looking to pay out as little as possible for your injuries. 

We highly recommend you speak with an experienced car accident attorney in St. Louis, particularly if your injuries are severe enough to stop you from working. Your lawyer can be the primary point of contact for all involved insurance companies and help you coordinate the claims process. 

Understanding How You Can Be Compensated For Injuries That Stop You From Working

Damages for missed work usually fall into three categories, as follows:

  • Lost wages – This is how much you would have earned at your job but couldn’t because of your injury. If you break your leg and can’t work for 3 months, for example, you may get 3 months of wages along with other damages.
  • Lost earnings potential – This is more for long-term injuries that lead to a disability. For example, if you are a carpenter and your hand is severely broken, and the nerves are damaged in an accident, you may not be able to resume doing delicate woodwork, and you may be entitled to compensation.
  • Lost opportunities – If an injury causes you to miss out on employment, a large job contract as a commission-based employee or independent contractor, or on some other opportunity, you may receive reimbursement for those earnings.

    If your injury cost you an opportunity for employment or payment, you may be entitled to compensation for that too. This happens to independent contractors or people who work on commission after suffering an injury.

Work With An Experienced Rideshare Car Accident Lawyer in St. Louis, Missouri

Any injury that prevents you from working is serious, and you deserve to work with experienced personal injury attorneys in St. Louis who can help you get the compensation you need to preserve your lifestyle, keep your family comfortable, and recover from your injury. Contact The Hoffman Law Firm, L.L.C. right away to get a free case review.

FREE Consultation

Speak with an experienced attorney 24/7

Click to Call: (314) 361-4242

Filed Under: Whiplash St. Louis Blog Tagged With: lyft accident, uber accident

Broken Neck After a St. Louis Car Accident

December 12, 2020 by whipadmin

A broken neck is one of the most severe injuries one can suffer from in a car accident.

The neck bones are part of your spine and connect your head to it. A broken neck is a fracture of one of those vertebrae in the neck. A broken neck can have huge consequences on your life and change it forever. 

st. louis woman with a broken neck

How Can You Break Your Neck in a Car Accident?

Car accidents involve tremendous forces, even if the speed of the vehicles is moderate. Unfortunately, wearing your seat belt isn’t a guarantee that you won’t get hurt. In fact, you can suffer from injuries even with all the car’s safety devices in place. 

While neck fractures are not amongst the most common injuries suffered by car accident victims, they can happen in more serious scenarios. This is the reason why bystanders should never move a car accident victim until the paramedics arrive, except when their life is in immediate danger. 

Is There Spinal Cord Damage?

One of the most important factors in determining how serious a broken neck might be is whether the spinal cord was damaged or not. The spinal cord, together with the brain, represents the central nervous system. 

If you only suffered from broken bones in your neck, but your spinal cord is intact, your recovery will generally require less intervention, and total recovery chances are higher. 

If the spinal cord was damaged when the bones of the neck broke, it may become a life-threatening injury or lead to permanent disability. If the spinal cord is affected in the neck area, the victim’s treatment may be lifelong management of their limitations.

Possible Consequences of a Broken Neck

Here are some of the possible impairments brought by a broken neck with spinal cord damage:

  • Fecal or urinary incontinence
  • Inability to move 
  • Inability to feed or breathe on their own
  • Skin lacerations and ulcers caused by immobility
  • Mental injuries like anxiety, depression, etc.

If the spinal cord is intact, recovery might mean wearing a neck brace for several weeks and even having surgery to realign the bones. Either way, you can be left with chronic pain and limited mobility for a long time. Neck fractures are often categorized as catastrophic injuries and should be treated very seriously.

Speak With an Experienced Lawyer

If you or a loved one have suffered from a broken neck injury, contact a St. Louis car accident attorney as soon as possible. You will benefit greatly from professional legal assistance to protect your rights and cover all the treatment plans, medical investigations, lost wages, and pain and suffering that come throughout the long recovery from such an injury. 

FREE Consultation

Speak with an experienced attorney 24/7

Click to Call: (314) 361-4242

Filed Under: Whiplash St. Louis Blog Tagged With: neck injuries

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    The images included on this site are not actual attorneys, events, or clients. The choice of a lawyer is an important decision and should not be based solely on advertisements. The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established. Attorney Chris Hoffmann handles car and truck accident claims throughout Eastern Missouri and Western Illinois. He represents injured clients in St. Louis, St. Charles, St. Peters, Clayton, East St. Louis, Alton, Hillsboro and Belleville, and other cities in St. Louis County, St. Charles County, and Jefferson Country, MO, and St. Clair County and Madison County, IL.