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Should You Settle Your Car Accident Claim on Your Own or Speak With an Attorney?

Car accidents often become an extremely complicated process, as insurance companies try to save money and offer as little as possible in the way of a settlement.

If you have been involved in a St. Louis car accident, it is highly advisable that you speak with an experienced attorney about your accident to determine what your legal rights are and ensure that they are protected. Here are 5 factors to consider:

st. louis woman with whiplash after car accident

1. Status of Fault Liability

Cases where the other driver and his insurance company have accepted liability are often fairly straightforward; however, cases where the fault liability is contested become complicated and may end up in court. You will be generally be required to prove the other driver’s fault, and failing to do so will result in a denial of compensation. Having an experienced attorney on your side can ensure you are not pressured to settle for less than you are legally entitled to.

2. Out-of-Pocket Expenses

After an accident, you end up spending some money on your treatment and/or on repairing the damage to your vehicle. In many cases, your out-of-pocket expenses may add up to the thousands. An attorney can help you keep track of your out-of-pocket expenses and fight to get you compensated for these.

3. Extent of Bodily Injuries

Serious injuries sustained in an accident often take a long time to recover, and a permanent injury will stay with you for your life. A broken bone, a herniated disc, and other such injuries may require surgery, increasing the expenses for treatment. A permanent injury or disability will affect your day-to-day life and should be compensated adequately. Typically the higher the compensation amount, the less likely the other party is to agree to pay.

4. Is your case going to Court?

If you have exhausted all other means of negotiations and settlements, you will likely have to take your case to court. Having an experienced attorney by your side will undoubtedly increase your chances of receiving the compensation you deserve. They understand that tricks insurance companies use to try lowering your settlement amount.

5. Time Invested

Representing your own case will no doubt require a great deal of time and energy. Especially in complex cases, you may invest hours in researching legalities and preparing your case, not to mention the stress of presenting your case, should it go to court. With an experienced car accident attorney on your side, you will be able to focus on physical recovery and can rest assured, knowing everything is being done to protect your rights and get you the compensation you deserve.

Contact The Hoffmann Law Firm, L.L.C. today if you have been involved in a St. Louis car accident. We can evaluate your case for free, help you determine what your legal options are, and assist you through every step of the process.

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Updated: July 2, 2021