Because eat bicycle accident is different, the type of compensation you’ll get will depend on your particular situation.
If you’ve sustained injuries after a bicycle collision involving an automobile, you probably have so many questions. Primarily, what type of compensation are you entitled to?
In truth, every bicycle accident is different, so the type of compensation you’ll get will depend on your particular situation. That said, a vehicle-bicycle collision claim generally involves reimbursement for the following five types of damages:
1. Present and Future Medical Expenses
Your compensation should cover any medical expense you incur due to your injuries. The expenses may include ambulance, emergency room, surgery, hospital stays, medication, and other reasonable medical expenses.
However, you won’t get this compensation if you don’t have a doctor’s report that confirms your injuries resulted from the accident and gives an overview of the injury severity and treatment requirements. That’s why it’s important to see a doctor immediately after an accident – Even if you feel okay or you just suffered a minor cut. This will help you avoid unnecessary complications when pursuing your injury claim.
2. Loss of Income or Earning Capacity
If your injuries caused you to miss work, it’s generally fair that you get compensated for lost wages. Payment for lost wages should cover the days you missed work and your time at your medical appointments. If your injuries have rendered you completely unable to resume work, you may seek additional compensation for loss of future earnings.
3. Physical Property Damage
The impact of an accident can leave your bicycle damaged – where no amount of repair can get it in good shape again. When this happens, you may get compensation to purchase a new one. You may also receive compensation for any other personal item that was damaged in the crash, such as eyewear, backpack, watch, or cell phone.
4. Pain and Suffering
A vehicle-bicycle accident can leave you with excruciating physical pain and mental anguish. It can also leave you with ugly scars that could hurt your confidence for the rest of your life. You may also develop anxiety and phobia of riding a bicycle.
If this has happened to you, your compensation may account for pain and suffering.
5. Punitive Damages
You may consider filing for punitive damages if you believe the negligent party was malicious and acted out of utter recklessness.
Speak With an Experienced St. Louis Bike Accident Attorney
Keep in mind the insurance company won’t help you calculate your medical damages and the compensation amount you deserve. It’s generally up to you to do the math and develop a compensation amount you believe you deserve. This is not as easy as it sounds. An experienced attorney can help you determine the true value of your claim and help ensure you don’t settle for less than you deserve.
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At The Hoffmann Law Firm, we understand that filing a vehicle-bicycle accident claim can be challenging. Give us a call today to schedule a free consultation and learn more about protecting your right to compensation after a St. Louis bike accident.