Even if you were driving on a recently expired license, you generally have the right to pursue a claim from the party at fault for the car accident.
Driving on an expired license is illegal in Missouri. And this begs the question: Can you still get a settlement if you’re injured in a car crash and have an expired license? Does the state of Missouri allow the at-fault party or your insurer to assert an expired license defense to reduce the compensation amount? The answers may surprise you!
Can You Still Pursue and Collect Damages for Your Injuries?
Generally, Yes! Even if driving with an expired license is illegal, you still generally have the right to pursue a claim against the at-fault party’s liability coverage.
Will showing the at-fault party or police your expired license hurt your claim?
No. Again, not having a driver’s license is completely separate from your injury case. An expired license is never a cause of an accident. It is the negligent actions that lead to an accident.
How Can You Pursue a Claim for Damages?
You need to be confident in your understanding of the compensation claim process and applicable laws to prove your claim has merit. But let’s face it; Missouri personal injury laws are complicated and can take you years to learn and understand. So what should you do?
The best way to avoid wasting time is to speak with an experienced car accident attorney. Car accident lawyers understand the laws and processes surrounding personal injury claims. They can help you evaluate your legal options, collect evidence, and file your claim as required by law. Your lawyer can also protect your rights if the negligent driver’s insurer tries to use your unlicensed status as a reason to dismiss or reduce your claim.
What if the At-Fault Driver Also Has an Expired License?
If the negligent driver had a valid license when they purchased their liability coverage, but it expired later, their insurer should generally take care of all the damages and injuries incurred. Your claim can only be affected if evidence proves the at-fault driver was unlicensed when they purchased their liability coverage. Having the support of a St. Louis injury lawyer will help you combat any evidence and defense tactics that insurance companies may use to hurt your chances of recovering compensation.
What if You’re Partially At-Fault?
In Missouri, partially involved parties can pursue a compensation claim as long as they can prove they were not 100% at fault. For instance, if you are found to be 10% at fault, the defendant’s insurance company will generally be required to pay 90% of the possible compensation.
What Types of Damages Can You Claim?
Your claim for damages depends on the losses you may have incurred in your car accident. However; you can generally recover compensation for:
- Medical expenses
- Property damages
- Physical injuries
- Pain
- Permanent disability
- Emotional damages
- Death
Speak With an Experienced St. Louis Car Accident Lawyer 24/7
Were you injured in a car crash while driving with an expired license? Our team at The Hoffmann Law Firm is here for you and ready to help you get the compensation you are legally entitled to. Contact us 24/7 to discuss your rights and legal options.